Experience or formal qualifications in banking aren’t required to be great in this role, but you will need to have a good commercial acumen and enjoy working with numbers. This will help you get the most out of our training program that teaches you everything you need to know about credit assessment.
But the learning and development doesn’t stop there. You’ll have on-going training opportunities to advance your assessment and business skills, to potentially grow into leadership roles within the assessment team or to move across to other areas of the bank. The skills and experience you will gain as a Credit Assessment Officer are highly sought after across ANZ and the entire financial services industry.
Job Description
About the role
- You will be expected to underwrite loans for Australian Home Buyers.
- Interact directly with the lenders in Australia (hence we are looking for Talent that can articulate & communicate effectively via emails or telephonic conversations when required)
- This role demands an approval authority hence the talent should be strong in analytical & problem solving ability.
- Also be quick in learning and interpreting the banks lending & regulatory policies.
What are we looking for?
- Highly energetic and dynamic professional who is passionate about turning our customers dream of home buying, a seamless experience
- Thorough in interpretation and application of lending/credit policies, mortgage insurance guidelines, security valuations, credit history, etc, to understand our home buyers’ credit worthiness
- Strong in exercising sound judgement backed by analytical, problem solving skills including lending/ serviceability ratios
- Carrying impressive interpersonal skills to communicate effectively with our Australian frontline and leading lenders
- Strong in living cultural and ethical values to demonstrate sense of accountability, collaboration, excellence, integrity and respect
- Strong at managing risks while adhering to Group Credit Policies, Code of Banking and Responsible Lending Practices
- Effective in change management and delivery of desired strategic outcome
- Self-driven to deliver customer centric, accurate and timely customer outcomes as desired by organisational priorities
- Focused on constant learning, broadening perspectives and developing yourself as a thorough banker ANZ home lending is the place to be!!
Selection Process
Employee Journey at ANZ
Employee Testimonials
Discover life at ANZ
Great place to grow
Be part of a team where everyone, everyday has the opportunity to learn.
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Join a vibrant, diverse and inclusive workplace where you can belong.
Learn MoreCompany Profile
At ANZ, a bank with 186 years of proud heritage and a purpose to “Shape a world where people and communities thrive”, we always strive to create a balanced, sustainable economy in which everyone can take part and build a better life. With more than 50,000 employees and global headquarters in Melbourne, ANZ is among the top 3 banks in Australia, the largest banking group in New Zealand and Pacific and ranks among the top 50 banks in the world.
ANZ recognizes the value of an inclusive and diverse work environment. We take pride in the diversity of our people and encourage applications from diverse candidates.
Our recruitment decisions are based on the key inherent needs and requirements of each role and applicants are selected based on their unique strengths and characteristics.
We always strive to do deliver the best outcomes for our customers and we are inviting applications for our Australian home lending. If you love to be based in Bengaluru.
ANZ recognizes the value of an inclusive and diverse work environment. We take pride in the diversity of our people and encourage applications from diverse candidates.
Our recruitment decisions are based on the key inherent needs and requirements of each role and applicants are selected based on their unique strengths and characteristics.
We always strive to do deliver the best outcomes for our customers and we are inviting applications for our Australian home lending. If you love to be based in Bengaluru.
